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It is a pure term assurance plan with only benefits payable on death. Nothing is payable on maturity. It actually works like income protection as well as income replacement plan. The policy can be taken by any person between the ages of 18 years to 65 years for the term of 10 years to 45 years with minimum risk cover as Rs. 25 lakhs. It is having unique feature of Increasing death sum assured every year after completion of 5th policy year.
Life Risk Cover of Key personnel of Business houses can be secured under Key Man Insurance to cover financial loss on occurrence of death of Key Persons.
At a very low premium, you can secure your life at higher risk cover. Cost as low as your daily tea/coffee expenses. Ensure a risk cover starting from Rs. 25,00,000/-
On higher Sum Assured discount is offered on premium. If Sum Assured is more than Rs.500000/- then discount is given on premium and lower premium rates applied.
In case of untimely demise due to an accident, an additional sum equal to basic sum assured will be given. By paying small extra premium amount, you can secure your life for high insurance protection on accidental death by opting Double Accident Benefit up to Rs. 1,00,00,000.